Do Home Buyers Need ALTA Land Title Surveys Tennessee Brokers Recommend

By Thomas White


It always surprises Brokers when potential real estate purchasers assume their boundary lines are clear and distinct. Many seem to think that, if the transaction closes, they have the exact acreage on the legal description with no encumbrances. It is often necessary for Brokers and real estate attorneys to explain to prospective purchasers that ALTA land title surveys Tennessee professionals certify can prevent unpleasant surprises down the road.

One of the common reasons property owners get surveys done is to locate the boundary lines. Having a legal description on your deed, doesn't ensure you really have the correct information. Mistakes are made all the time, and the only way to really know the exact parameters of your property is to have it surveyed. If you erect a fence or plant fruit trees on the property line, you will want to feel confident you have not crossed into your neighbor's property.

Property that was primarily agricultural often has old dirt roads and easements that can affect your ability to build just anywhere on the property. It is very common for utility easements to cross through a property. If the property behind yours is landlocked, there may be a recorded easement allowing access to that property by way of yours.

Building and planting close to boundary lines can lead to overhangs and other projections that are outside your property. Because of a peculiar property configuration, you and your neighbor might end up sharing a common driveway. Falling trees can be source of disputes between neighbors. If there are trees on property lines, you need to find out who owns them before a big storm uproots one of them. Ownership will determine who is responsible for any damage.

When you purchase acreage, what is situated on that property belongs to you unless the seller specifies something else in the contract and again at closing, if necessary. There may be a portable building or irrigation system that will be removed before closing or within a certain number of days afterward. What is left of the property must be in compliance with local ordinances and regulations.

There is very little property today that is not zoned in some way. You should know if the acreage you are purchasing is zoned residential or not, especially if you plan to build a house. If it is not, you need to find out what it is zoned for and what you can do to get an exception, if necessary. You might end up having to contact an experienced real estate attorney to persuade the zoning board.

Purchasers who are considering putting commercial buildings or multiple family dwellings on a piece of property need to know what curb cuts are allowed and whether or not entrances can accommodate emergency vehicles and commercial trucks.

When you purchase any kind of real estate, you should have a good legal description on record. The best kind include a current survey with certifications.




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